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Month: March 2020

Real estate loan: is it better to sell before buying?

Real estate loan: is it better to sell before buying?

Ideal scenario: you identify the property that suits you. During the negotiation period, you put your accommodation up for sale and you immediately find a buyer. In this case, the two files being carried out simultaneously, reconciling the dates of purchase, sale, transactions, and moving is possible. Does this alignment of the planets concern many people? Difficult to say given the absence of precise statistics on the subject. On the financing side, this scenario is obviously ideal. The proceeds from…

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Credit Without Contributors – refuse a loan without a co-applicant

Credit Without Contributors – refuse a loan without a co-applicant

Did you know that there are banks that refuse a loan without a co-applicant even with the best credit rating? The article deals with who this is, which credit institutions grant cheap loans even without a co-applicant. Loan without co-applicant – not for married couples A loan without a co-applicant can be applied for by many credit providers, provided the creditworthiness is sufficient. But there are also exceptions. For example, the credit from comdirect, above 10,000 USD, is measured using…

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Real estate loan: watch out for the declining insurance trap

Real estate loan: watch out for the declining insurance trap

Taking out a real estate loan does not only mean repaying the amount borrowed over several years and paying the interest on the loan. The bank also requests to take out borrower insurance, paid monthly, so that in the event of the death of the borrower, disability or even loss of employment, the insurer will reimburse in its place. all or part of the remaining deadlines To set the insurance premium, there are two calculation methods, one based on the…

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Self-employed can apply for a loan with BWA

Self-employed can apply for a loan with BWA

The BWA, if it has a professional structure, can help overcome the Best banks hurdle. The article deals with what needs to be considered when creating the BWA. Credit with BWA – quality software improves credit opportunities The BWA loan is often refused or approved at higher interest rates and under additional conditions. Many self-employed and freelancers have suffered from a credit crunch since the Best banks agreement was concluded. The problem is not as easy to solve as it…

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